Student Credit Card West Bengal

 'Student credit card Scheme' got clearance in the Cabinet

The 'Student credit card Scheme' is one of the manifestos announced by the Chief Minister of West Bengal Hon'ble Mamata Banerjee in the 2021 Assembly elections.

Earlier, the grant of Krishak Bandhu Scheme was doubled, Duare Ration, Lakshmir Bhandar Scheme was approved by the Cabinet. On 24th June, the 'Student credit card Scheme' was approved by the Cabinet.



Purpose of 'Student credit card Scheme'

Students can apply for the 'Student credit card Scheme' for higher education. Students can take loans for higher education like undergraduate, postgraduate, engineering, MBBS, vocational training, diploma course, doctorate etc.

Students can take loans from any institution in India or abroad with the help of 'Student credit card Scheme'.


With the help of the 'Student Credit Card Scheme', financially backward parents will be able to educate their children in higher education.


When will the 'Student credit card Scheme' be launched?

Application for 'Student Credit Card Scheme' will be launched from 30th June, 2021. You have to apply online for 'Student Credit Card Scheme' on a certain portal.


Loan limit in 'Student credit card Scheme'

With the help of the 'Student credit card Scheme', students will be able to take loans up to Rs 10 lakh.



Validity of 'Student credit card Scheme'


The validity of the 'Student Credit Card Scheme' will be up to 40 years.


Conditions of 'Student Credit Card Scheme'

Anyone who has been living in West Bengal for ten years can apply for the 'Student Credit Card Scheme'.


Guarantor of 'Student credit card Scheme'

The Government of West Bengal will be the guarantor if the students take a loan from any institution with the help of Students Credit Card Scheme.


Interest rate of loan in the 'Student Credit card Scheme'


If you take a loan under the 'Students Credit Card Scheme', you will have to repay the loan at an interest rate of 4%.


How to repay loan in 'Student credit card Scheme'

You have to repay the loan through a soft loan within 15 years of taking the loan.


Application Procedure for 'Student credit card Scheme'

You can apply for the Students Credit Card Scheme through the Online.


Documents required for application in 'Student credit card Scheme'

  • Bank Account no. 

  • Passbook/Checkbook, 

  • Aadhar Card

  • Admission Receipt

  • Others ( pls check the User Manual below)


Appointment of Nodal Officer for 'Student credit card Scheme'


Government guidelines have already been issued for the appointment of one nodal officer for each 'Student credit card Scheme' from each education center.


Notice regarding 'Student credit card Scheme'

'Student credit card Scheme' has already been notified by THE WEST BENGAL UNIVERSITY OF TEACHERS 'TRAINING, EDUCATION PLANNING AND ADMINISTRATION.



Student Credit Card West Bengal


USER MANUAL FOR THE STUDENT CREDIT CARD


Step 1: 

Please download the scheme document

and read carefully before proceeding for

registration.


Step 2: 

Please keep the following documents with you before the registration process…


(a) Colour Photograph of the applicant (should be in jpg / jpeg between 50 KB and 20 KB)


(b) Colour Photograph of the co-applicant / co-borrower (should be in 

.jpeg / .jpg format, between 50 KB and 20 KB)

(c) Signature of the student (should be in .jpeg / .jpg format, between 50 KB and 10 KB)


(d) Co-borrower / Guardian’s signature (should be in .jpeg / .jpg, format, between 50 KB and 10 KB)

(e) Student’s AADHAR Card (should be in .pdf format, between 400 KB 

and 50 KB)


Step 2: Cont’d…………


(f) Student’s Class 10 + 2 Board registration certificate (if no AADHAR

card) (should be in .pdf format between 400 KB and 50 KB)


(g) Guardian’s Address Proof (should be in .pdf format between 400 KB

and 50 KB)


(h) Admission Receipt (should be in .pdf between 400 KB and 50 KB)


(i) Student’s PAN Card / undertaking if there is no PAN Card (should be in .pdf format between 400 KB and 50 KB)


(j) Guardian’s PAN Card / undertaking if there is no PAN Card (should

be in .pdf format between 400 KB and 50 KB)

(k) Relevant page of the brochure / document detailing course fee /

tuition fee (should be in .pdf format between 400 KB and 50 KB)


Step 3:

Online Registration:

Visit www.wb.gov.in or https://banglaruchchashiksha.wb.gov.in

and click STUDENT CREDIT CARD tab or Log in to

https://wbscc.wb.gov.in Click on REGISTRATION OF

STUDENT form option, fill up the Registration of Student form

and then Click on Register button to generate user id and

password.


You can download a pdf of USER MANUAL FOR THE STUDENT CREDIT CARD to know how to apply for a Student Credit card.

Click here to download.


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